Term Life Insurance

Term Life Insurance

Our Term Life insurance provides coverage for a specific period of time, such as 15, 20, or 30 years. Throughout the term, your coverage will never decrease and your premiums will never increase. Term Life Insurance premiums are based on insured's age, health, life expectancy and typically provides the largest amount of insurance for each premium dollar. It may be appropriate if you are seeking protection for a specific need that will end at a future date such as to pay for a child's college education expenses, to repay a loan or replace income should death occur prior to retirement.

A short application with minimal health questions makes this a convenient way to get insurance.

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Think about it...

If their household's wage earner died unexpectedly, 42% of Americans would face financial hardship within six months. - LIMRA: 2021 Insurance Barometer Study

Deaths in the United States increased by 19% between 2019 and 2020 following the onset of the COVID-19 pandemic in March 2020 — the largest spike in mortality in 100 years. - 2022 United States Census Bureau

Applying for our Term Life Insurance is quick and easy. ^1500 Get a quote below.

Applying for our Term Life Insurance is quick and easy. ^1500 Get a quote below.

To get your personalized quote today, answer these simple questions.
My age is
My residence state is:
My general health is:
Currently or within the past 12 months, have you used any tobacco, nicotine or marijuana containing product or delivery method, or been prescribed any tobacco or nicotine cessation treatment?
Click and drag, scroll, or click on the dots to view other benefits.

The quote generated is not a contract or agreement to extend life insurance coverage. The premium quoted is based on the information provided. An application for life insurance must be completed, approved by Security Mutual, and the initial premium remitted to place the life insurance policy in-force. The exact premium can only be calculated after the underwriting process has been completed and may be different from the quoted premium.

Quoted Premium Includes

Other Riders and Benefits may be available.

What are Riders? Riders are insurance policy provisions that allow you to personalize your coverage.

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Terminal Illness Options Accelerated Benefit A

If a physician determines that the insured is terminally ill (has a life expectancy of 12 months or less), the policyowner may access up to 75% of the policy's death benefit.


Waiver of Premium Benefit in Event of Total Disability

Automatically included for those who are 55 years old and younger. The monthly premium will be paid in the event that the insured becomes totally disabled and the conditions as specified in the rider are met.


Convenient Premium Payment

There are no bills to watch for or checks to mail. Premiums are conveniently paid from your checking, savings, debit card or credit card.


Full Portability

You can keep your coverage at the same cost if you change jobs or retire.